An exact level of worthiness, importance, usefulness, significance, assessment, appraisal one has given to itself. This self-assigned evaluation is perfectly reflected by one’s actual money and material well being. Self-value is at the heart of solving money problems. Low self-value is fundamentally a function of uncleared sorrow. The uncleared sorrow makes the identity feel ‘bad.’ The identity feels so bad that over time it begins to believe that it is bad. This belief lends it to assess itself as having little or no value.